The only thing I didn't like about the plan was that I was forced to pay $400 more than I should have because I had to purchase "cancel for any reason" because I suffer from mental illness. Atlas covers for mental health l if "If I were hospitalized for 48 hours" and even at that would only get 75% back. . I recently had a depressive episode for which I received 48 ECT outpatient treatments at McClean Hospital. My psychiatrist at McLean Hospital told me that if I had a bout that necessitated canceling my trip, he would indeed submit a letter saying it was medically necessary I cancel as my illness is due to sudden chemical imbalances that happen. I was granted Social Security disability when I had to reluctantly retire from my 30 year teaching career at age 52, so this is no fake illness. In fact, I would venture to say it is illegal that I wouldn't me granted a 100% refund if I just purchased the regular insurance. In the case of my Bermuda cruise, the quote differential was from about $298 to about $698... Please tell me that when I plan my next cruise, I can get plain Medical Insurance! I am planning another cruise for Feb.
Joan T. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We have used insuremytrip.com for purchasing trip insurance for years. Fortunately, we have never had to file a claim until now. We had our car broken in to. Our daughter's passport, drivers license, and other travel items were stolen the night before our international trip. There was no time or means to get a replacement passport and only one flight per week to our destination. This was why we bought trip insurance.
WorldTrips had a clever out to avoid paying our claim. Anything that is not in the list of covered items or circumstances was not covered.
I will not be using WorldTrips again.
Richard L. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Hello Richard. We apologize for any inconvenience you may have experienced. It looks like you have requested to not be contacted regarding your review. If you change your mind, please email us at [email protected] with your name and policy number, along with a reference to this review. We will be happy to assist you. Thank you.
Thankfully, I did not need to use the plan on this trip. However, it gave me peace of mind to know that we had coverage if a medical issue arose. I will definitely purchase coverage from this company for all my future trips.
John H. would
recommend this plan to a friend or relative.
I purchased this trip in case my uncle passed and we needed to cancel our trip. Unfortunately, he did, but it didn't affect our vacation. Then my child's mental health began to decline rapidly and she ended up being hospitalized. Since we canceled a portion of our trip while we were researching mental hospitals rather than waiting to cancel until after she was admitted, they denied our claim, stating the policy was not "in effect" since we canceled that portion of our trip too early. How convenient for them! Beware - make sure you cancel your trip from your hospital bed!
Charlie R. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Hello Charlie. We apologize for any inconvenience you may have experienced. It looks like you have requested to not be contacted regarding your review. If you change your mind, please email us at [email protected] with your name and policy number, along with a reference to this review. We will be happy to assist you. Thank you.
I was very pleased with the plan and customer service. My phone calls were promptly answered with good explanations for my questions. I was also really pleased that I received my check so quickly after filing my claim!
Stacey M. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.