The only thing I didn't like about the plan was that I was forced to pay $400 more than I should have because I had to purchase "cancel for any reason" because I suffer from mental illness. Atlas covers for mental health l if "If I were hospitalized for 48 hours" and even at that would only get 75% back. . I recently had a depressive episode for which I received 48 ECT outpatient treatments at McClean Hospital. My psychiatrist at McLean Hospital told me that if I had a bout that necessitated canceling my trip, he would indeed submit a letter saying it was medically necessary I cancel as my illness is due to sudden chemical imbalances that happen. I was granted Social Security disability when I had to reluctantly retire from my 30 year teaching career at age 52, so this is no fake illness. In fact, I would venture to say it is illegal that I wouldn't me granted a 100% refund if I just purchased the regular insurance. In the case of my Bermuda cruise, the quote differential was from about $298 to about $698... Please tell me that when I plan my next cruise, I can get plain Medical Insurance! I am planning another cruise for Feb.
Joan T. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I go on 3-7 cruises a year. This is the 1st time in 20 years I've filed a claim on 2 cruises to Italy within 3 weeks almost a back to back cruise. I'll say this, its better to have travel insurance than not. However, in the event of a claim, customer service is lacking i.e. Italy train strike. Basically, find a way on your own to get to your destination and put in a claim later. 50/50 chance you'll get reimbursed some 4 months later. World Trips is not horrible just don't expect any prompt response. I'll find another insurance carrier next trip.
Philip D. would not
recommend this plan to a friend or relative.
Hello, Philip. We would be happy to discuss the claims process with you, should you have any questions. We are continuously looking to update our content and processes to provide better information to our members on process expectations – your feedback helps us with this! Safe travels.
Thanks,
WorldTrips® Reviews Team
www.worldtrips.com
A member of the Tokio Marine HCC group of companies.
I was very happy with the attention to detail provided by the person who dealt with my policy. I did not file a claim but would recommend InsureMyTrip to friends.
Catherine S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thanks,
WorldTrips® Reviews Team
www.worldtrips.com
A member of the Tokio Marine HCC group of companies.