Well done all around. Wanted only primary medical which you offered. Only glitch was it not being clear to me how to file the claim, what forms were needed. But your staff were easy to reach and helped me out.
Ann G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
We obtained the plan primarily for medical insurance for international travel, but was injured immediately before our trip and unable to travel. The claim filing process including uploading files is somewhat cumbersome and redundant, but our claim was processed quickly and fairly with no complaints. I can't ask for more than that.
Alan G. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
I wanted to FILE A CLAIM BUT Could not GET ANY RESPONSE FROM THE COMPANY. I tried calling several times and no one answered the phone even after being on hold for ever. Finally I got in touch by email and got paid
Joyce G. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback. We are pleased to learn that your claim was paid.
The travel insurance industry has been experiencing an increased volume of inquires and claims due to the COVID-19 pandemic and have been trying their best to address all requests in the order in which they are received.
C&F Travel Insured InternationalWorldwide Trip Protector Plus
Bought this plan for a trip to Spain and had to file a travel interruption claim. It took forever to get in contact with someone to file the claim when we got back. Then it took 2 months for Travel Insured to request additional paper work. Then it took over a month after that to fully process my claim for much less than I felt I was due. No communication during the 3 months besides the request for additional information. Horrible, horrible customer service and a ridiculously long processing time. Then barely an explanation of my claim amount and why it was less than 1/3 of my initial claim. Never again will I purchase a travel insured plan.
Scott B. would not
recommend this plan to a friend or relative.
Filed claims for delayed baggage, missed connections and a medical expense. It took over two months, multiple emails and phone calls to get my claims processed. The time between emailing information, the company reviewing it and responding was around 3 weeks. Since additional information was required after my initial submission the process was delayed further. This company required more details (i.e. copies of credit card statements in addition to receipts to substantiate cots incurred) than either the airlines or travel insurance companies I've worked with iin the past. They did finally pay for all the costs I incurred that were covered.
I would not use this company again.
HARRY S. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback. We have received the following response from your provider C+F Travel Insured International:
"We apologize for any frustrations during the claims process. Our goal is to provide the best possible customers service to each and every one of our travelers. We will pass on your feedback to help better our service going forward. Thank you!"
Purchased this plan in February, 2019 for a trip to Spain that my wife and I were doing on our own in September, 2019. I had to cancel for medical reasons and file a claim. I liked that I could file much of the claim on line. But there were delays in processing and sometimes it seemed like the right hand didn't know what the left hand was doing in their Claims Department. The company received my claim in the mail on 8/24/19. On 9/18/19 I received an email requesting copies of additional receipts which I immediately faxed to them that same day. Having received no acknowledgment of receipt of those documents, I again contacted the insurer via email on 9/20/2019 and received a reply from Claims Support on 9/25/2019 stating “I was able to locate the fax and it is with our linking department who should attach it to your file shortly.” As of 9/30/2019 the insurer’s web site still showed only “Information Requested” on 9/18/2019" and had not been updated to confirm that they received the documentation I had faxed on that same date. Much to my surprise on 9/30/19 I received another email from the insurer with the same request for copies of receipts that they sent me on 9/18/19. That exhausted my patience so I emailed them a complaint that I was ready to file with insuremytrip.com, the Pennsylvania Insurance Commissioner, and their company's CEO. Within minutes of sending that I received a phone call from the Claims Dept. indicating that the receipts I faxed on 9/18 had been found, the claim processed, and the check was in the mail. I did receive the check on 10/3/19. But I felt that the company put me through unnecessary additional stress during the time that I was dealing with my medical issue that was the basis for my trip cancellation and insurance claim.
Mark P. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you very much for your 4 star review. We appreciate your patience. Although we are sorry that you experienced delays in the handling of your claim, we are pleased to hear that you did receive your check.
Had I not continually checked on my claim (my first ever using travel insurance), I would probably still be waiting for it to be resolved. Since I was proactive and kept on top of things, my claim was finally paid. I would suggest that the communication from Travel Insured be more proactive on their end so that i would not have had to be constantly calling and emailing to get the claim finalized. In the end, all is resolved and i am very pleased with the results!
Leonard A. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
C&F Travel Insured InternationalWorldwide Trip Protector Lite
Unfortunately I had a serious bike accident and had to cancel my trip. I filed the claim and provided the necessary documents and the claim was processed within 2 weeks. Thank goodness for trip insurance!
Karen W. would
recommend this plan to a friend or relative.
I had surgery on my foot in January, after buying the insurance. to that point. I followed ALL doctor's orders to the tee. After the foot came out of the cast, it began swelling and the leg showed significant redness to near the knee. Roughly 2 weeks before my planned flight, it was determined that I could not fly for at least a month. At that point I filed my claim. It took 90 days to get the claim paid and that is what insurance is all about. It was even suggested that this was a preexisting claim or condition. Never had this kind of problem previously. Eventually they paid.
Leland R. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for submitting your review. We are very pleased to hear that your claim was paid.
Your CF Travel Insured plan has a preexisting condition period of 60 days which is the number of days that the insurance company will "look back" from the date you purchased the policy to see if your claim is related to a preexisting medical condition. If the reason you are canceling, interrupting or seeking medical coverage is related to a preexisting condition, there would be no coverage under your policy so your claim would be denied.
The best way to avoid any confusion over a preexisting medical condition is to purchase a policy with the waiver of that exclusion. You can purchase most policies up until the day before departure. However, the best time to purchase travel insurance is right after you put money down towards your trip. The preexisting condition waiver is a time sensitive coverage that requires you to purchase a policy within 10 to 21 days of your initial trip payment. Unfortunately you did not qualify for the waiver since you purchased this plan more than 21 days after your initial trip payment.
Please call us at 800-487-4722 weekdays from 7:00 AM to midnight EST or weekends from 9:00 AM to 9:00 PM for assistance in quoting or purchasing a policy.
C&F Travel Insured InternationalWorldwide Trip Protector Lite
I felt that the representatives on the phone were not helpful at all. I had to call several times and finally sent a complaint via email to customer support before I got my claim approved. I felt they hassled me unnecessarily on what was clearly a viable claim and they kept requesting more and more info from our doctors. I'm lucky my doctors were accommodating to their requests. I felt the rep started with "I don't believe this claim" and worked backwards to keep us from being approved; hoping we would give up. I won't use this company again even though we travel often.
Steven E. would not
recommend this plan to a friend or relative.
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.
The travel insurance industry has been experiencing an increased volume of inquires and claims due to the COVID-19 pandemic and have been trying their best to address all requests in the order in which they are received.