Had to leave cruise due to death in family. Had all the info and sent in a claim, got paid. It was that easy. I always buy insurance, unfortunately (or fortunately) we had to use it. I strongly recommend buying.
Susan K. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
I filed a claim to recover over $400 in airline ticket costs because the US State Dept issued a Travel Advisory warning for that portion of Mexico......I was denied and told that cartels bombing ferries in Cozumel isn't really Terrorism?????!!!!!!!!
What a ripoff!!! Never again do I buy travel insurance!
Pamela G. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Coverage
Value
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Claims
Note: This review is for a plan that is no longer available.
Thank you for submitting your comments on your TravelSafe Classic plan. However, there are no travel insurance policies that will reimburse you if you cancel your trip due to a US State Department Advisory or Travel Warning.
In order for you to cancel your trip due to terrorism, the “Terrorist Incident†must be determined to be "an act of violence, that is deemed terrorism by the United States Government other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting alone or in association with other persons on behalf of or in connection with any organization of foreign government which is generally recognized as having the intent to overthrow or influence the control of any other foreign government."
Although it is never pleasant to have your claim denied, please understand these policy terms are an industry standard and not limited to TravelSafe policies. InsuremyTrip makes all this information readily available for you to read prior to purchase on our website simply by clicking on "View Certificate" or by calling InsureMyTrip at (800) 487-4722.
It's been almost 3 months and all travel mate, the administrator, does is find excuses and tiny technicalities that do not appear to be based in the contractual requirements to not pay the claim. Very unsatisfied. Update - I finally got a check on my claim in August, after the intervention of the travel mate ombudsperson.
Olga A. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
Thank you for your feedback on the policy. We are sorry to learn of the difficulties you experienced during your claim process. We are pleased to hear that your claim was paid. Thank you for allowing InsureMyTrip to advocate on your behalf. We look forward to assisting you in the future.
Sorry for slow review. We had to cancel this trip due to a family medical issue. We got InsureMyTrip.com involved to assist us in getting the Insurance Company to address our claim after It seemed to stall. You guys were successful in resolving our claim within a short time after you were contacted. Thank you!
Edward J. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
I almost always purchase trip insurance and have done so for over 20 yrs. Fortunately, I have only had to file about 4 claims over many years, with the prior 3 reviewed and paid quickly. This was my first experience with this company ("Trip Mate" was the claims administrator for this company) 1st, reply to my claim took much longer than my other claim experiences. The company requested more documentation during the process, which I provided, then was ultimately denied. I challenged the claim (again, after a long wait) and still payment was denied. The claim was a medical expense, and being an ethical doctor in the medical field knowing what care was required, I was able to keep claim amount to a minimum. ALL REQUESTED documentation was provided, but company decided to "interpret" plan provisions in their favor. Not enough of an amount to bother with anything legal, just disappointing ... Will pay a little more next time and go with a larger company.
Jeanne S. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
Thank you for using InsureMyTrip for your travel insurance needs. We appreciate your feedback on the policy. We hope that fellow travelers find this review helpful.
The TravelSafe Classic plan covers up to 100,000 USD per person for unforeseen, accidental injuries or emergency illnesses, which first occur during the insured trip. Only covered expenses incurred during the trip will be reimbursed. Expenses incurred after the trip are not covered. Please note that this is travel insurance industry standard.
Please call us at 800-487-4722 if you have any questions about the TravelSafe Classic plan, emergency medical coverage, or any travel insurance products on our website.
Because my husband was diagnosed with Mesothelioma I had to cancel this trip .I tried to get my premium back from you. You made the decision not to refund because I did not meet the 14 day cancellation window. I have another trip that I cancelled and the same problem will come up except that premium was much larger. Not sure how I can say good things about your company at this point.
Robert V. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
I claimed fly delay (it was 9 hours delay), but I never heard back from them. I try to send few emails, but it is no answer. On Web side it says that clime closed without any explanation. Now I will be claim to return my money that I paid for this insurance.
Boris S. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
Thank you for your feedback on the policy. Thank you for allowing InsureMyTrip to advocate on your behalf. Unfortunately, based on the documentation that was provided, TripMate was unable to pay the Travel delay claim. Please call us at 800-487-47622 if you have any questions or concerns.
Great plans, great customer service and quick response. There is a lot of paperwork required when filing a claim, but once the paperwork is submitted, the claim was handled quickly. I will always use TravelSafe when traveling. It's a very small price to pay for peace of mind.
Jordan M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
I had to file a claim because I was not able to go on my vacation to Mexico due to work related issues. I had purchased the TravelSafe Classic plan which has a work related clause. I was refunded all expenses including non refundable air fare.
Georgia T. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
I had to file a claim because I was not able to go on my vacation to Mexico due to work related issues. I had purchased the TravelSafe Classic plan which has a work related clause. I was refunded all expenses including non refundable air fare.
Lisa E. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
In order for you to cancel your trip due to terrorism, the “Terrorist Incident†must be determined to be "an act of violence, that is deemed terrorism by the United States Government other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting alone or in association with other persons on behalf of or in connection with any organization of foreign government which is generally recognized as having the intent to overthrow or influence the control of any other foreign government."
Although it is never pleasant to have your claim denied, please understand these policy terms are an industry standard and not limited to TravelSafe policies. InsuremyTrip makes all this information readily available for you to read prior to purchase on our website simply by clicking on "View Certificate" or by calling InsureMyTrip at (800) 487-4722.