Travel Insurance Reviews for Crum & Forster - Travel Insured International

According to your policy, "Trip Cancellation Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits to reimburse You for the amount of the Published Penalties and unused non-refundable Prepaid Payments You paid for Travel Arrangements when You are prevented from taking Your Trip due to..." covered reasons as stated in the policy. Although the number one covered reason for Trip Cancellation is the unforeseen illness or injury of you, a traveling companion or the unforeseen hospitalization or death of a family member, there are other covered reasons to cancel or interrupt your trip. As our customer care representative indicated, Trip Cancellation coverage in your policy was limited to:

"b. Your or Your Traveling Companion’s primary place of residence or destination being rendered uninhabitable and remaining uninhabitable during Your scheduled Trip by fire, flood, burglary or other Natural Disaster. Your destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural damage allowing elemental intrusion, such as rain, wind, hail, or flood; (iii) immediate safety hazards have yet to be cleared such as debris on roofs or downed electrical lines; or (iv) the rental property is without electricity or water. Benefits are not payable if a storm, snow storm, blizzard or hurricane is named on or before the Effective Date of Your Trip Cancellation coverage..."

Please note that you may view these covered reasons by clicking on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote.

In the future, you may wish to call us for assistance in quoting or purchasing a policy.

Apparently you did not actually file a claim with Crum and Forster Travel Insured. We did check our records and can confirm that your return date is shown as 12/08/2018. You may still be able to submit a claim if you visited a doctor for treatment during your trip. We suggest that you call the claims department at (800) 243-2440 for assistance in reporting your claim.