Travel Insurance Reviews for John Hancock Insurance Agency, Inc.

Good coverage, and I received the refund for my overseas medical expenses. However, it took several months to get it ...

If you take nothing else away from this review, please know that you DO NOT want to purchase travel insurance from this particular company. I had a trip planned in Spring 2022 which was canceled by the trip organizer. I ended up getting most of my money back from the organizer, except for my flight + one night hotel stay. Therefore, my insurance claim was only for this smaller portion...the flight + one night hotel. It took over 8 months to get resolved, and it was only because I was persistent. I was told they were backlogged so I was respectful and gave them plenty of time to respond to me (ie, 4-6 weeks at a time). There was no follow-up on their end, I know they just wanted to ignore the claim and hope it goes away. They were so disorganized, asking me for the same documents over and over. I called in twice and my call was "escalated" both times. Escalated is a joke, nothing different happened. I was also asked verbally about the same information that I provided via email numerous times. Finally, I asked them for my money back...that's when they decided to take my claim seriously, I guess. I would NOT recommend this company unless you want to add over 8 months of stress and hassle to your life. Looks elsewhere.

The claim process took awhile, but kinda short in the insurance business. My claim was treated fairly and in according to plan details.

This review is long overdue. I bought the policy with "cancel for any reason". I had cancel due to a death in the family. I submitted all documentation to support my claim. Got refunded without any questions.

Thank you, John Hancock Insurance.

We got caught in the airline pilot "sick out" the last weekend of October, which caused us to miss our international flight from Miami to Quito Ecuador and miss the 1st day of a trip to the Amazon Rainforest. On November 19, the morning after we flew home, I filed my claim. I had to keep emailing for a progress report and was finally told it would take 57 days to process. I emailed on Day 57, January 19th; I was finally assigned an adjuster who asked me to re-submit all documents. I did that same day and was told it could take 6 wks to process. Today, February 28th, I finally got a check for my claim, $1030.

I sent all of my receipts and proof of airline changes. They did not try arguing and just paid the claim. I’m super happy. This is the first time I’ve ever filed a travel claim.

My flight was cancelled and no flights were available for this and the following days. I didn't get any refund from airline for the cancelation because it was connected flight. We rented a car and drove 16 hours to get home next day. I filed the claim and got a full refund for car rental and other expenses on the way back. Claim was paid within 2 months. I would use this insurance again.

I sent them proof I was in a medical facility at the time of my flight showing I missed my flight, with an additional note from the treatment center that I should not fly that day. I showed them the booking information and receipts. They rejected my claim saying they wanted the itinerary (sent them the flight booking info with all related flight info and price), proof I paid via credit card receipts (how would I have booking receipt with flight info if I didn't pay?), and a letter from the booking company or airline saying I did not fly (even though I gave them the medical proof I was being treated. The booking company automatically lists you as flying if you don't cancel the flight ahead of time (which I did not because of the medical issue) and the airline (Spirit) resells your seat if you do not check in on time so someone flew, just not me!! Horrible, I have filed claims with other companies and they have never been this difficult, and all for an approx. $300 claim! I still have not received my money and they closed the case.

DO NOT TRUST THESE PEOPLE! I paid extra for the cancel for any reason. My trip has been cancelled due to the Coronavirus and a travel ban to the country I was trying to go to. I was told cancel for any reason would get me 75% of my money back. My booking site is shut down due to the virus and I filed a claim on March 31st (over 3 months ago) Called them multiple times. Emailed with them multiple times. They still haven't refunded me. I could only imagine what they would do if there was a true emergency. Save your money and look for other companies that stand by their word and care about their clients. DO NOT TRUST THEM.

My trip was cancelled due to COVID-19 and I lost money on some VRBO places. This company took 3 months to work my claim before denying it. They said COVID-19 wasn't a natural disaster. Worst company ever. Won't ever do business with this insurance company again. Avoid this company. I will file a complaint with the California Department of Insurance.