We were on a river cruise called the “Romantic Danube.” Torrential downpours the week before caused the river to rise to the point that the ships ahead of us on the river couldn’t get under the bridge. We heard that ships ahead of us were taking all their passengers by bus, with their luggage, from port to port, staying in hotels. Passengers who got their insurance directly from the cruise line had no recourse due to fine print in their policies. By the time we got down the river, the water subsided and our boat was able to sail under the bridges. But we were glad we had our third party policy, with trip interruption coverage, since we felt we would have been covered as a series of bus rides from hotel to hotel, dragging all our luggage, isn’t a cruise!
Dean D. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We filed a claim due to a foot injury prior to our trip. We were asking for reimbursement for a cancelled international flight, a few train tickets and one prepaid historic site admission. We filed all requested paperwork promptly. We did finally get reimbursed, but it took 12 weeks for flight reimbursement and required us to follow-up with multiple phone calls to keep the process moving. Poor job on their end for keeping us informed and following through on estimated dates.
There was this weird thing where they kept calling my doctor, wanting to know if we took the first available appointment, making us feel like we were being scrutinized for making some kind of fraudulent claim. Why? Doctors don't have this information. We were upset enough about not being able to go on the trip in the first place!
At the end of the day we did get reimbursed properly, but it took what seemed like a long time and a lot of effort for what seemed like a pretty simple claim. I'm hesitant to recommend them, thought they did pay out the claim in the end.
April S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.