Since I did not have to file a claim, which I am grateful for, my review is in regards to coverage provided and price. I rated the coverage 5 stars since it had all of the coverages I was interested in, especially medical coverage. This policy offered the best option to purchase after paying the initial deposit on my trip in regard to preexisting conditions. Their window was longer than other policies. I rated the coverage 4 stars for price because there were less expensive options but their preexisting medical condition window was shorter. When I went to purchase this coverage I had already passed the date on the less expensive coverage. If you purchase travel insurance and medical is important to you, be sure to purchase as soon as possible after you pay your initial deposit for your trip. The preexisting condition window is very short on these policies.
Teddy B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I purchased this plan as it provided all my needs and fit my budget for this particular trip.
I did not have to file a claim and that is always a blessing.
Thank you.
Harjinder M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I've been getting my travel insurance from this website for a while but fortunately never used it. For the first time I used the insurance and I had absolutely no problems at all, worked like a charm. Will keep purchasing my insurances here!
renato v. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
THEY ARE VERY NICE PEOPLE AND THEY ANSWER ALL YOUR QUESTIONS. HOWEVER THEY DON'T PAY YOUR CLAIMS. I HAVE A DOCTOR'S OFFICE VISIT IN NEW YORK AND THEY DIDN'T EVEN PAY FOR THE PHARMACY EXPENSES. YOU WILL SUBMIT YOUR CLAIMS AND THEY WILL ASK FOR MORE AND MORE INFORMATION. THEY WILL LOSE SOME OF THE INFO AND YOU WILL NEED TO RE-SUBMIT YOUR CLAIM. DO NOT BUY THIS INSURANCE, YOU THINK YOU ARE INSURED BUT YOU ARE NOT.
Alicia L. would not
recommend this plan to a friend or relative.
11 of
11 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of the pre-existing conditions exclusion and the benefit for an acute onset of a pre-existing condition. Please call us at 800-487-4722 or send an email to [email protected].
It was barely adequate coverage for the U.S. if I had needed emergency medical assistance where I could then return to my home country the amount would have been sufficient but not enough if I had to stay in the U.S. For any medical reason. I took the policy with the idea that if I had an accident or medical condition requiring emergency services, it would cover expenses until I could be transported back to Canada or a country that my private medical insurance would cover. I found the policy while reasonable in cost was insignificant in what it covered and for the amounts for any given situation.
Nancy C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your comments. However, we did want to add that the HCC Medical Insurance Atlas America plan does offer limits up to 1,000,000 USD for an additional premium.