Travel Insurance Reviews for Crum & Forster - Travel Insured International

Thank you very much for taking the time to submit your review. It is never pleasant to hear that your claim was denied. However, per the certificate language, baggage delay coverage reads as: “We will reimburse You, less any amount paid or payable from any other valid and collectible insurance or indemnity, up to the amount shown in the Confirmation of Benefits, for the cost of reasonable additional clothing and personal articles purchased by You, if Your Baggage is delayed for 12 hours or more during Your Trip.” The policy unfortunately does not cover the cost of your bags being delivered., but if you did have to purchase any additional clothing or personal items to hold you over, there may be coverage available for those expenses. If you do find that you had additional expenses that were not covered, please call our Customer Care team at (800) 487-4722 to request an Anytime Advocate so we can assist you in disputing your claim.

Thank you for your feedback on the policy. We are sorry to learn about your family member's medical emergency. We hope that our response provides clarity.

The C+F Travel Insured International Worldwide Trip Protector Lite plan covers Trip Cancellation and Trip Interruption due to an unforeseen medical emergency of you, a travel companion, family member, or business partner. Trip Interruption reimburses the unused, pre-paid and nonrefundable trip cost and the difference in airfare for returning home early per the advice of a physician.

One of the main reasons that an insurance company cannot guarantee a successful claim is because of the pre-existing condition exclusion. A “Pre-Existing Condition” means an illness, disease, or other condition during the 60 day period immediately prior to the date your coverage is effective for which you or your traveling companion, business partner or a family member received or received a recommendation for a test, examination, medical treatment or a new or changed prescription.

Prior to purchasing a policy, we encourage you to call us at 800-487-4722 so that we can answer your questions, address your concerns, and help you find the policy best suited for you.