Had a trip to Copenhagen Denmark about May, 2022, that was interrupted by an illness. Our losses were perfectly covered by the policy; no applicable exclusions. Filed a claim in July, 2022, following the written claim procedure to the letter, with documentation (which, by the way, requires submitting the claim through Nationwide...leading to the conclusion that Trawick is either a subsidiary or its claims are serviced by Nationwide). No response other than an automated response that they are "receiving a high volume of claims." Followed up again months later. Again, no response. Followed up more than a year after the original claim. Again, no response. My conclusion is that this insurance is essentially a scam. It has now been well over a year and it is obvious they have no intention of responding. They are forcing us to take legal action. It is unfortunate that companies like Trawick/Nationwide are more than willing to take your premium but disappear when it's time for them to honor a valid claim.
Brodie S. would not
recommend this plan to a friend or relative.